“Contribution of Financial Experience in Improving the Financial Well-Being of the Surabaya Society : the Role of Financial Behavior As a Mediator”. Jurnal Bisnis, Ekonomi, Manajemen, dan Kewirausahaan 2, no. 1 (December 31, 2024): 91–97. Accessed April 15, 2026. https://abnus.co/index.php/jbemk/article/view/186.