Shintani, Nadella Putri, et al. “Impact of Financial Experience on Financial Well-Being in Surabaya: Mediating Role of Financial Behavior”. Jurnal Bisnis, Ekonomi, Manajemen, Dan Kewirausahaan , vol. 2, no. 1, May 2022, pp. 52-60, https://doi.org/10.52909/jbemk.v4i2.186.